Przegląd Statystyki wynagrodzenia zawód "Business Risk Manager w Warszawa"

We are seeking an extraordinary Business Development expert for our Partner, who is one of the world’s leading storage providers for energy and chemicals focused on renewables energy solutions. The Business Developer will be responsible for originating and developing New Energies Department in Poland (RNG – Renewables Natural Gases). Particularly, focusing on tangible RNG feedstock streams from agricultural, waste processing and other industries. It is also part of the responsibility to ensure market intelligence and coverage, tracking both market and regulatory developments. It is also part of the responsibility to ensure market intelligence and coverage, tracking both market and regulatory developments. If you have existing network of Polish and CEE region RNG feedstock stakeholders, we wait for your application for the role:Business Development Manager (biogas)You will be responsible for:- Identify tangible feedstock streams for RNG and biomethane projects in Poland and other CEE countries. Initiate contract discussions and lead to successful cooperation agreements both regarding feedstock and other RNG opportunities.- Independently identify opportunities, initiate and develop a portfolio of proposals for projects within the RNG field. Research the investment conditions of new businesses, including risk assessment.- Work closely to the business development team in Rotterdam and other global teams to manage Poland projects, ensuring knowledge and best practice transfer within our Partner’s corporation,- Participate in negotiating term sheets, project services arrangements or letters of intent or commitments from potential customers during project phase,- Gather, monitor, analyse, interpret prioritise and share relevant market development and customer development information for Partner, market and / or product range, in cooperation with the commercial and technical professionals through effective networking and relations management, in order to identify opportunities for (future) business expansion,- Participate in multi-disciplinary teams, monitor progression (actions and budget) and realise BD projects, in line with the agreed quality, planning and budget, and in cooperation with Partner’s professionals, (potential) customers, partners and third parties,- Build, coordinate and maintain close relationships with relevant in- and external relations; Partner’s network, authorities, (potential) customers and JV partners, service providers, in order to ensure their support in the interest of a successful project realisation,- Prepare (partner) and customer contracts; contribute to the negotiation and after management approval execution of the contract, in close cooperation with general, financial and commercial management, in order to have a clear understanding on the arrangements with partner(s) and customers in the BD process,- Define services, enter into contracting and manage contracts (performance, cost) with external professionals and or service providers, in line with internal guidelines (approval, procurement) and if needed in cooperation with management, in order to ensure the external professional expertise or support to achieve BD objectives,- Incorporate all necessary policies, procedures and systems in the BD project proposal and execution and make use of best practices for compliancy and project success purposes.We require:- Academic degree (economics, business administration, finance, engineering or comparable).- Minimum of 5 years experience in a relevant position or business,- Existing professional network and knowledge of Polish and CEE region RNG feedstock stakeholders,- Fluent in English both orally as in writing,- Excellent analytical skills.We offer:- Your salary will be highly correlated with your skills and mindset: from 15.000 up to 20.000+ PLN net on B2B contract plus bonuses,- Guaranteed attractive base salary and bonus incentives based on performance,- A flat organizational structure where the commitment of each employee contributes to the success of the organization,- You will work in a global environment, surrounded by driven and committed- 27 days of annual leave for all,- Development and training opportunities,- Excellent pension scheme,- Health insurance contribution,- International and diverse working environment,- Flexible working hours, which you can individually tailor to your tasks,- Short decision-making process - reporting directly to the Country Manager,- The best moment to join a company with strong backing from a global corporation and ambitious plans to conquer the Polish market,- Stable employment in a chosen region: Northern, Southern, or Western Poland.About the Employer:Our Partner is one of the world’s leading storage providers for energy and other essential products, like chemicals. Located at major shipping crossroads and supply gateways, it provides over 10 million cubic metres of storage capacity across five continents.They are working towards a sustainable future and is significantly reducing its carbon footprint. Scaling up to help achieve decarbonisation and move towards zero emissions. New Energies Department in Poland is developing new ways of thinking, creating new renewable energy initiatives and actively looking to fuel the transition to the energy solutions of tomorrow.Recruitment process steps:- Send your CV via H4H form or email: @- A video/ phone call with H4H IT Consultant to enrich your application with missing details.- A video call with our Partner’s Country Manager, to evaluate your skills.- A video-call with our Partner’s Global Talent Acquisition Team to check in depth the alignment between you and values and culture of the Company.- Welcome aboard! About our recruitment process:Our recruitment process is tailored to do our best to avoid that you or we realize that we’re not a perfect fit in two or six months. It might seem long, but every step serves a purpose and will allow us to get to know you better as much as it’ll help you understand more where you’ll be stepping in.We also want you to have time to ask all your questions regarding your job description, the long-term vision of your team and the company, our values, with the relevant interlocutor in front of you.The steps mentioned above can be rearranged depending on yours and the interviewer’s availability.Please note that the position is based in Poland. Candidates must be eligible to work in Poland.Note: We appreciate all applications; however, only shortlisted candidates will be contacted for further steps in the selection process.How to nail your application:Tailor your CV to our specific job description and company. Attention to detail is important as an employee as it is as an applicant!Complete the different steps of the application process in a timely manner, to ensure you don’t miss out on this opportunity!Help us synchronize your availability with our Managers’ calendars to fulfil the video calls.Prepare your interviews and the questions you will ask at each step, depending on who’s conducting it.Any copy-pasted or non-personalized application will not be considered.Non-UE citizens will not be considered due to project requirements.Kindly include details of your experience with RNG, biogases, biomethane and other relevant skills mentioned. Direct contact to our TA Specialist:To explore exciting career opportunities with us, please visit our website www.h4h.com.pl or reach out to Consultant responsible for the selection – Maria directly at: tel.: +48 693 949 172, @We look forward to hearing from you and discussing how your skills and expertise can contribute to our vision.

The company provides financial solutions for all Volkswagen Group automotive brands in 46 markets worldwideBasic information:Location: hybrid work (2 days/week remote from Warsaw office)Job type: B2B contractRate: up to 145PLN/h net + VATLength: long-term project (12 months + extensions)Recruitment process: 1 stageEnglish: B2+/C1Luxmed, MultiSport, equipment provided by clientProject Outline and Responsibilities:1. manage IT programs and projects with a focus on scope, budget, schedule, risk and resource management2. manage, the specifics of IT solutions in collaboration with all project stakeholders3. acting as a partner to the IT vendor in the context of programs and projects4. continuously monitor and manage risks in assigned projects, including risk mitigation5. proactively improve project management methodologies. Ensure effective communication with all project stakeholders (internal (local/global)/external).6. actively participate in the project initiation process by conducting the initial analysis (with TAM participation), describing the IT architecture (with Solution Architect participation), estimating costs and conducting Business Case description, deciding on the methodology in which the project will be conducted (Agile vs. Waterfall)7. managing entire programs (as collections of related projects)a.    Advise on the composition of the program and the division of the program scope into projectsb.    Controlling and reporting to the PM on topics:- IT project budget: available, ordered, spent- schedule: including schedule details agreed with IT vendor- Develop and maintain a detailed project schedule for IT planning purposes- Planning IT resources for future tasks and ensuring their capacity- Acting as the owner of a specific part of the planning backlog on the IT side, monitoring new initiatives, advising the Business Development Department on the best course of action- Supporting the Business Development Department representatives in the discussion of new initiatives in their functional area- Participate in the quarterly planning process8. support in the development of IT solutionsa.    In the context of the program and project - leading the architecture design process with the Solution Architectb.    Contribute to the decision on the choice of infrastructure - cloud vs. on-premisec.    Ensuring security and compliance approval for the designed IT architectured.    Implement any required changes to the program and project schedule, and manage risks if design compromises need to be madee.    Lead and participate in the development of Solution Design best practices for newly developed areas of IT architecture.9. IT vendor managementa.    Act as a single point of contact for IT Supplier(s) in the context of programs, projects and overall functional area; proactively challenge the Supplier when required,b.    Ensure an organized flow of information between the Contractor and the Supplier(s).c.    Manage Supplier-related risks, mitigating and escalating as necessaryd.    Advise the Vendor's Business and Management on the Vendor's relationship development plan, potential new Vendors and actively participate in the Vendor selection process.10 Risk and Problem Management. In the context of the program and project, check:a.    the log of risks and issues is managed and regularly updatedb. risks and issues are classified according to their priorityc. creation of mitigation and remediation plans for risks and issues of high criticality.d.    Acting as the owner of program and project risks and issues on the IT sidee.    Engaging management on risks and issues that require additional attentionf.    Support other IT project managers and other IT staff in proactively managing and mitigating/resolving risks/issues.11. Proactively improve project management methodologiesa.    Acting as an expert in one or more areas - both internally in IT and externallyb.    Sharing knowledge from one's own domain in an organized manner12. other:a.    Establish and maintain key relationships with senior stakeholders (department heads)b.    Leverage relationships with Department Directors to steer and guide the creation of new initiatives in line with IT and Business Strategyc.    Support the Business Strategy definition process by providing information on IT capabilities in their area of expertised.    Acting as an internal IT consultant to the businesse.    Performing other tasks in the broad area of IT project management, as agreed upon with the supervisor.13. The detailed scope of projects/programs in which the Specialist participates will be sent on a quarterly basis and is driven by quarterly planning.1. higher technical education2. experience in leading IT projects3. knowledge of the specific tasks arising from building IT infrastructure. 4. knowledge of English at an advanced level (C1 or higher).5. experience in IT - a minimum of 5 years in the position of IT Project ManagerAdditional professional qualifications:1. certification in project management (e.g. Prince2, PMP or equivalent)2. ITIL (Foundation level) - recommended 3. knowledge of MS Office and Atlassian Toolbox packages.Personality traits, aptitude:1. responsibility and commitment 2. independence and accuracy in action 3. resistance to stress 4. ability to work and cooperate in a team,Hays Poland sp. z o.o. is an employment agency registered in a registry kept by Marshal of the Mazowieckie Voivodeship under the number 361.

PwC is a powerful network of over 250.000 people across 158 countries. All committed to deliver quality in Assurance, Tax, Advisory & Technology services. Match your curiosity with continuous opportunities to learn, grow and make an impact. Join PwC and be a game changer. Forensics at PwC Polska includes over 20 experts. We help our clients in preventing, detecting and investigating fraud, i.a. by conducting forensic investigations or identifying irregularities and corruption. We also specialize in IT Forensics - collection and acquisition of electronic evidence as well as forensic data analysis. Our clients may face various challenges - our aim is to solve them and provide effective support in managing the crisis thanks to our broad, multi-industry experience.We are looking for:ManagerThis role is designed for people who already have experience in a financial/internal audit or anti-fraud department, as well as those who are simply interested in forensic investigations and have previous experience with financial reporting or accounting. By joining us, you will have a chance to be inspired by the knowledge of others and take part in projects related to the fraud and irregularities that take place at our clients' companies.Your future role:Conducting projects in the area of detecting fraud and irregularities, including: corruption, manipulation of financial reporting, employee fraud or data theft, Conducting projects related to economic disputes, i.e. preparing expert opinions, among others, regarding the calculation of lost profits or the calculation of actual damage,Conducting projects in the field of compliance management, including assessment of the risk of abuse, corruption and fraud, review and control of compliance risk management, and design and implementation of compliance procedures and preventive mechanisms (whistleblowing, anti-corruption procedures, codes ethics),Conducting the analysis of financial data and carrying out verification of business entities based on open data sources,Supervising and managing the work of team members during projects,Active acquisition of clients in the area of fraud-risk management,Cooperation with law firms, regulators and representatives of large international organizations. Apply if you have:Master’s degree (preferably in economics, finance or related),Minimum 5 years of experience in the finance, forensic investigations, financial or internal audit (mandatory),Experience in supervising and managing teams during projects,Problem-solving and think outside of the box attitude,Experience in collecting data from the open sources, reviewing financial documents and summarizing findings after  analyzing several sources of information,Strong analytical skills,Excellent written and spoken English and Polish (C1 level, mandatory). Nice to have:Professional certification (CFE, CIA, ACCA or similar),Good knowledge of German language. By joining us you gain:Work flexibility - hybrid working model, flexible start of the day, workation, sabbatical leave,Development and upskilling - our full support during onboarding process, mentoring from experienced colleagues, training sessions, workshops, certification co/financed by PwC (e.g. CFE certification) and conversations with native speaker,Wide medical and wellbeing program- medical care package (incl. dental care, freedom of treatment, physiotherapy), coaching, mindfulness, psychological support, education through dedicated webinars and workshops, financial and legal counseling, Possibility to create your individual benefits package (a.o. lunch pass, insurance packages, concierge, veterinary package for a pet, massages) and access to a cafeteria- vouchers, discounts on IT equipment and car purchase,3 paid hours for volunteering per month,  Additional paid Birthday Day off,And when you start enjoying PwC as much as we do, you may recommend your friend to work with us. Recruitment process:CV verification,HC screening call,Language test call if needed,First call with one of our directors,Case study (optional)Final call with one of our partners.

Who we are looking for We are seeking a Operational Technology (OT) Manager to provide expert consulting services in the design and implementation of OT systems and security solutions. This role is ideal for a professional with extensive experience in operational technology, particularly in SCADA, DCS, PLCs, HMI, and OT Networking Technologies, and a deep understanding of OT security architecture, compliance, and integration within various industries.Required Qualifications:Extensive experience in operational technology, particularly in system design and implementation. In-depth knowledge of OT security principles and frameworks (IEC62443/ISA99, NIST, etc.). Proven experience in OT compliance within various industries. Expertise in IDAM for OT, cloud solutions for IoT, and IoT security architectures. Familiarity with OT SOC integration and passive monitoring tools. Strong consulting and client-facing skills, with the ability to design and implement tailored solutions. Excellent communication and project management abilities.This role is critical for providing strategic guidance and technical expertise to our clients, ensuring the security, compliance, and efficiency of their operational technology systems. Your future role Secure OT System Design and Implementation: Provide expert consulting services in designing and implementing OT systems security, including SCADA, DCS, PLCs, and HMI, tailored to client needs.OT Security Architecture: Develop and implement OT security strategies based on IEC62443/ISA99, NIST standards, and the Purdue Model. Advise on segregation, segmentation, zones, and conduits models, particularly in smart buildings solutions.OT Governance Compliance Consulting: Serve as a subject matter expert in OT compliance, providing guidance tailored to specific industries such as manufacturing, utilities, oil & gas, nuclear, pharma, and marine. Identity and Access Management (IDAM) for OT: Consult on remote and local access controls for OT environments, ensuring secure and compliant access management. Cloud Solutions for IoT: Advise on the design and implementation of cloud solutions for IoT, encompassing both public and private cloud architectures. IoT Security Architecture: Provide expertise on IoT security, focusing on technologies and protocol ranges used, including MQTT. OT SOC Integration: Guide the integration of OT environments with SOC through SIEM API tools, integration architectures, and process models. OT Passive Monitoring: Advise on the deployment and use of passive monitoring tools such as NOZOMI, CLAROTY, DRAGOS, and MS DEFENDER, emphasizing their role in OT security. OT Asset Management: Consult on asset management strategies using data acquisition systems, CMDB technologies, and full-scope asset management tooling. OT Target Operational Model Development: Utilize consulting skills to create and implement Target Operational Models (TOMs) for clients, ensuring operational efficiency and alignment with business goals. What we offer Gaining experience in troubleshooting and diagnosing technical and security issues and provide prompt, robust resolution.Acquiring knowledge and skills in project management for various client engagements.Access to internal and external trainings and certification paths for both soft and technical skills, sourced from best in class learning platforms and our technology partners.Continuous professional growth and clear career path.Access to mentoring and coaching processes with senior professionals within our network as part of employee development programs. Selection process  I stage - we will carefully read your resume II stage - you we be invited for HR interview  III stage - you we be invited for Hiring Manager interview (interview contains case study) About Deloitte Deloitte is a variety of people, experience, industries and services we deliver in 150 countries of the world. It is an intellectual challenge, a good starting point for your career, and an excellent opportunity for continuous development and gaining valuable life experiences. What you only must do is to take the first step – press the apply button and send us your CV, go through all the stages of the recruitment process and sign a contract with us. Deloitte is simply your best choice. #LI-WZ1

Responsibilities:provides the Project Management layer for all the activities that are to be delivered by the project team,works with the leadership to identify the individuals required to fulfil the project team member roles,works closely with the Global PMO to support the planning activities, especially in terms of coordinating workshops and meetings,ensures all risks, issues and dependencies in the project are identified,reports the status of the activities to Global PMO for governance purposes and attends all governance meetings as required,timely escalations as required to enable the agreed program timeline to succeed,coordinates User Acceptance Testing.Requirements:university degree,3+ years of experience in a similar role, preferably in the SSC Environment,proven project management skills,open with excellent communication skills,strong stakeholder management skills,team builder and proven leadership ability to influence and achieve objectives with a team approach,strong financial acumen,ability to work in a fast-paced environment and proven experience to make an immediate impact,fluency in English and Ukrainian.We offer:competitive salary,social benefits package,hybrid model work,necessary work tools, including company car or equivalent.

Zakres obowiązków Lead end-to-end ERP implementation projects, including planning, execution, monitoring, and closure. Collaborate with stakeholders to define project scope, objectives, and timelines. Develop comprehensive project plans, schedules, and budgets to ensure successful project delivery. Monitor project progress, identify risks and issues, and implement effective mitigation strategies. Prepare regular status reports, presentations, and updates for key stakeholders. Wymagania Bachelor's degree in Business Administration, Information Technology, or related field (Master's degree preferred). Proven experience (min. 5 years) managing ERP implementation projects from initiation to closure. Strong understanding of ERP systems and related technologies (e.g., SAP, Oracle, Microsoft Dynamics). Proficiency in project management methodologies (e.g., Agile, Waterfall) Excellent communication, negotiation, and stakeholder management skills. Ability to prioritize tasks, manage multiple projects simultaneously, and adapt to changing priorities. Oferujemy Exciting opportunity to work on challenging projects and make a real impact. Supportive and collaborative work environment where your ideas are valued. Competitive salary and comprehensive benefits package. Hybrid working model (min.2 days working from office based in Warsaw city center) Contract of employment or B2B

Strategy and Planning•Assists in tax planning for business transactions, M&A and real estate transactions, including integration•Identifies and solves tax issues related to on-going routine business activities to improve tax efficiency of the Company•Leads technical tax research and manages external tax advisors in EMEARisk Management•Monitors and helps mitigate overall tax risks for EMEA, including direct tax and indirect taxesTax Returns•Provides technical tax research and support for filing of tax returns for EMEA•Provides technical tax research and support for tax examinations within EMEAEMEA Tax Technical Matters•Provides technical tax research and support for the Company’s transfer pricing, commissionaire structure and REIT matters in EMEA•Works with outside consultants on complex and significant tax issuesLocal Statutory Financial Statements•Provides technical tax research and support for tax provision process for local financial statement reporting purposesBusiness Development•Develops and maintains relationships with business partners in EMEAContinued Education•Continues to develop and apply technical expertise and stay current on tax issuesREIT Compliance•Applies REIT tax rules to common transactions to manage REIT related risks

International envoirmentFlat hierarchies and fast decision makingO naszym kliencieOur client is an international organization specializing in pooling solutions that support sustainable development.Opis stanowiskaEstablish and nurture relationships with potential clients to secure business, analyzing their supply chains, identifying inefficiencies, and presenting tailored solutions.Conduct thorough market analysis to identify potential customers and gaps in the market that the company can address.Provide essential information for upcoming tenders and proposals, including pricing, risk assessment, and volume projections.Perform value chain analysis for prospective clients, understanding their needs and how services can create maximum value.Serve as a representative of the company, promoting a circular business model and advocating for the elimination of single-use packaging.Actively engage with industry associations and organizations to stay informed and network effectively.Independently pursue and manage customer opportunities within a collaborative team environment.Interpret and address customer requirements, buying patterns, and influencers to tailor offerings effectively.Deliver annual sales targets for the Polish market.Cultivate strong relationships across various levels of client organizations.Represent the company at local and international trade shows and conferences.Profil kandydataBachelor's degree or equivalent experience required, preferably in sales management within service industries such as retail, packaging, supply chain, or fresh produce.Proficiency in MS Office suite.Several years of experience in commercial or sales roles.Ability to thrive in a fast-paced environment.Knowledge of fresh food categories, supply chains, packaging, pooling, or retail is advantageous.Fluent in English and Polish, with proficiency in other European languages considered a plus.Strong presentation, negotiation, and communication skills, both verbal and written.Ability to quickly understand customer needs and effectively respond to them.High level of self-discipline, motivation, and an open-minded approach.OferujemyA rewarding opportunity to contribute to a sustainable and resilient industry.Flat hierarchies and a culture of fast decision-making.Supportive and collaborative team environment with significant influence on organizational decisions.Training platforms and development programs.Company car provided.Necessary working tools including laptop, phone, and printer.3 days off annually for volunteering activities.Remote work options are available.

Zakres obowiązków Establish and nurture relationships with potential clients to secure business, analyzing their supply chains, identifying inefficiencies, and presenting tailored solutions. Conduct thorough market analysis to identify potential customers and gaps in the market that the company can address. Provide essential information for upcoming tenders and proposals, including pricing, risk assessment, and volume projections. Perform value chain analysis for prospective clients, understanding their needs and how services can create maximum value. Serve as a representative of the company, promoting a circular business model and advocating for the elimination of single-use packaging. Actively engage with industry associations and organizations to stay informed and network effectively. Independently pursue and manage customer opportunities within a collaborative team environment. Interpret and address customer requirements, buying patterns, and influencers to tailor offerings effectively. Deliver annual sales targets for the Polish market. Cultivate strong relationships across various levels of client organizations. Represent the company at local and international trade shows and conferences. Wymagania Bachelor's degree or equivalent experience required, preferably in sales management within service industries such as retail, packaging, supply chain, or fresh produce. Proficiency in MS Office suite. Several years of experience in commercial or sales roles. Ability to thrive in a fast-paced environment. Knowledge of fresh food categories, supply chains, packaging, pooling, or retail is advantageous. Fluent in English and Polish, with proficiency in other European languages considered a plus. Strong presentation, negotiation, and communication skills, both verbal and written. Ability to quickly understand customer needs and effectively respond to them. High level of self-discipline, motivation, and an open-minded approach. Oferujemy A rewarding opportunity to contribute to a sustainable and resilient industry. Flat hierarchies and a culture of fast decision-making. Supportive and collaborative team environment with significant influence on organizational decisions. Training platforms and development programs. Company car provided. Necessary working tools including laptop, phone, and printer. 3 days off annually for volunteering activities. Remote work options are available.

In Cyclad we work with top international IT companies in order to boost their potential in delivering outstanding, cutting edge technologies that shape the world of the future. For our customer, leader on the industrial real estate market, we are looking for IT Security Manager whose main duty will be establishing, implementing, and managing security policies, protocols and procedures to protect the organization"s physical and informational assets. This role demands a broad comprehension of risk evaluation, crisis handling, employee safety, and regulatory adherence, coupled with advanced technical proficiency in managing patch systems, EDR (Endpoint Detection and Response) solutions, and firewall configurations. Collaborating with various departments, law enforcement agencies, and security partners is crucial to uphold a secure working environment. Project information:Location: Warsaw (This role is primarily office-based but may require occasional travel to other company sites and availability for emergency response outside of normal working hours.)Type of employment: contract of employment or B2BRemuneration: up to 30 000 gross on contract of employment or 30 000 net + VAT on B2BLevel: ManagerProject language: English and PolishContract length: Indefinite/ long-termStart date: Depending on candidate"s availability Your daily tasks:Strategic Security Management: developing, executing, and supervising a comprehensive enterprise information security and IT risk management initiative.Close collaboration with business units to facilitate risk assessment and risk management processes, including the management of patch updates and vulnerability patches to mitigate security risks.Planning, researching, and designing robust security architectures for IT projects, including the management and configuration of firewalls and EDR solutions.Developing and overseeing a robust patch management strategy to ensure the timely identification, testing, and application of patches across all systems and software, minimizing vulnerabilities.Deploying, managing, and fine-tuning EDR solutions to ensure real-time analysis of threats, providing proactive defence against advanced threats and malware.Conducting regular reviews of firewall configurations, rule sets, and policies to ensure they are optimized for security and comply with industry best practices.Interpreting and modifying firewall rules to protect the organization from threats while ensuring business continuity.Requirements:Strong experience in security management roles with in-depth knowledge of patch management strategies, EDR solutions, and firewall administration.Expertise in developing and maintaining enterprise information security programs.Proficiency in risk assessments, vulnerability assessments, and in the design of security architectures.Solid understanding of information security standards, rules, and regulations.Exceptional analytical, problem-solving, leadership, and communication skills.Fluent English and Polish.Bachelor"s degree in Information Technology, Computer Science, or related field, with a strong preference for advanced certifications such as CISSP, CISM, CISA.Recruitment steps:Telephone screening with RecruiterTechnical interviewHR interview We offer:Life insurancePrivate medical careMultisport card